Does Spray Foam Insulation affect mortgages

03

Mar

2024

Does Spray Foam Insulation Cause Mortgage Issues?

Concerns about spray foam insulation affecting mortgages in Ireland may stem from historical issues related to poorly installed insulation in the past. In earlier years, when spray foam insulation was introduced, there were instances of improper installation practices and lack of regulation.

Some installations may have led to problems such as moisture accumulation and structural issues, which could potentially affect the value of the property and its eligibility for mortgage financing. Additionally, misinformation or outdated perceptions about the risks associated with spray foam insulation may contribute to these concerns among homeowners and lenders. However, it’s important to note that with modern regulations, improved installation techniques, and adherence to building codes, the risks associated with spray foam insulation have been significantly reduced, and reputable contractors adhere to strict standards to ensure the safety and efficacy of installations.

In Ireland, spray foam insulation is regulated by several key authorities to ensure safety and quality standards are met. The Sustainable Energy Authority of Ireland (SEAI) plays a significant role in setting guidelines for energy-efficient building practices, including insulation materials and installation methods.

Additionally, the national Building Regulations establish standards for construction and renovation projects, outlining requirements for insulation performance, fire safety, and structural integrity. Compliance with these regulations is essential for obtaining building permits and ensuring that spray foam insulation installations meet the necessary safety standards and contribute to overall energy efficiency in buildings.

Home Works Insulation is an SEAI approved installer, and follow the strict National Building Regulations from the National Standards Authority of Ireland so you can rest assured you are in safe hands with your home. We also use only top quality insulation material, to ensure longevity and effective insulation.

SEAI (Sustainable Energy Authority Ireland) are confident in their approved installers, and even offer insulation grants to Irish home owners who’s homes were build before 2011. This could not be possible if the trust and integrity of the product was questionable. These are government funded grants. You can find out more information about these grants click HERE.

If you have any concerns about the safety of our insulation, or questions about the installation process we would be more than happy to talk you through the process and give you some piece of mind regarding the industry and the professionalism of our work.

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